Through our broker partner, we have relationships with a bank of specialist motor finance and commercial lenders offering competitive terms to our customer. Finance packages can be tailored to suit your individual requirements.

The application process is straightforward, efficient and designed to get you on the road as quickly as possible.

There are two finance products available - 

Hire Purchase:
The VAT and any additional desposit is paid up front and the balance and interest repaid over a number of months to suit the customer's budget requirements. Different payment profiles are available and full title of vehicle is transferred to the customer once all the repayments have been paid.

Lease Purchase:
Similar to Hire Purchase, a deposit is required on signing, but the VAT is paid on the deposit amount and on the monthly repayments, throughout the term. At the end of the Primary rental period, the customer has the option to continue 'hiring' the vehicle from the lender for a nominal annual fee or to the dispose of the vehicle to an unrelated third party and retain a percentage (normally 90-100%) of the sale proceeds.


Rowes Commercials is regulated and authorised by the Financial Conduct Authority 

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